Get Pre-Qualified

Get Pre-qualified

The first step in the home buying process is getting prequalified. When you get prequalified your mortgage lender will determine your price range, how much your monthly payments will be, and how much you can expect to pay for the down payment and closing costs. Loan prequalification is based on your income, credit score, employment, previous years’ taxes, and your current bank accounts and assets.

Having a prequalification letter from your bank not only allows you to start shopping, but it is also an advantageous tool that will help you act fast when you find the home you love. It can also give you an advantage over other buyers if you find yourself in a multiple offer situation.

If you need advice on who to use for your mortgage lender, consider Latitude 58 Real Estate Group your expert source for lender recommendations. We have a list of lenders who we trust to deliver fantastic service to our clients.

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